在当前银行遭遇的诸多挑战中,创新不足,始终是最大的软肋。与此同时,极端的“绩效主义”更是培育了一种根深蒂固的短视的金融文化,进一步束缚了创新的脚步,造成了上下一致热衷于拼指标,但对自身的核心价值和客户需求的挖掘远远不够。应通过制度上的变革和创新,释放银行本身拥有的潜在能量,为传统银行业这头大象插上翅膀。 Among the many challenges encountered by the current banks, lack of innovation has always been the biggest weakness. At the same time, the extreme “performance ” is to cultivate a deep-rooted financial culture of short-sighted, further binding the pace of innovation, resulting in a consensus keen to spell the same indicators, but their own core values ​​and customer needs The excavation is not enough. Institutional changes and innovations should be released to release the potential energy that the banks themselves have and to add wings to the traditional banking industry.