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我国现有的社会保障制度,特别是养老保险制度还未能将包括8亿农民在内的全休国民纳入社保体系。要构建全覆盖的具有弹性的养老保险制度,可以从处于城镇化最前沿的农民工群体开始,进行如下初步设计。建立个人账户。建立按参保人身份证号码编号的基本制度框架,建立全国统一的实名个人账户,实行缴费确定型、缴赞门槛较低、缴费方式灵活、可随人转移的、适合农民工特点的弹性社会养老保险制度。
The existing social security system in our country, especially the old-age insurance system, has yet to bring the whole country including 800 million peasants into the social security system. To build a full coverage of the flexible pension insurance system, from the forefront of urbanization in migrant workers group, the following preliminary design. Create a personal account. The establishment of a basic institutional framework based on the ID number of the insured person establishes a unified national real-name personal account and implements a flexible society that is definitive of payment type, with a low threshold of compliment and praise, flexible payment method, and transferable with people. Old-age insurance system.