基于商业信贷融资成为现阶段非营利性医院最主要外源性融资方式的现状,为防范医院经营风险和银行信贷风险,本研究应用博弈论理论对医院商业信贷过程进行了分析。首先,构建了医院商业信贷的不完全信息动态博弈信号传递模型;其次,给出了该博弈的精练贝叶斯纳什均衡解;最后,提出了博弈双方及政府在医院信贷过程中的博弈策略。 Based on the fact that commercial credit financing has become the most important exogenous financing method for non-profit hospitals at this stage, in order to prevent the risk of hospital operation and bank credit, this research analyzes the commercial credit process of hospitals by using game theory. First of all, we build a model of incomplete information dynamic game signal transfer of hospital commercial credit. Secondly, we give a refined Bayesian Nash equilibrium solution of the game. Finally, we put forward the game strategy of both the game and the government in hospital credit.