随着我国经济技术的迅速发展,当前互联网与电子商务也有了大发展,而网络金融与电子支付也正面临着前所未有的机遇和挑战。只有科学应对这种挑战,才能充分利用互联网给我们带来的便利,推动我国信息技术的快速发展。 With the rapid development of economy and technology in our country, the current development of the Internet and e-commerce has also made tremendous progress. However, the online financial and electronic payment are also facing unprecedented opportunities and challenges. Only by coping with this challenge scientifically can we make full use of the convenience provided by the Internet and promote the rapid development of our country’s information technology.