票据贴现业务原本属于商业银行的低风险业务,多年来风险较低。但是随着实体经济的下行、商业银行员工薪酬水平的下降,银行员工与外部人员违规参与票据贴现案件逐渐开始浮现。在此类案件中,因银行员工涉及职务犯罪或违规操作往往被法院认定为银行管理不善存在过错,判定银行承担一定的赔偿责任。典型案例介绍2007年1月21日,A煤运公司因煤炭 Bill discounting business originally belonged to the low-risk business of commercial banks, with low risk over the years. However, as the real economy goes down, the salaries of commercial banks have dropped, and bank employees and outsiders have become increasingly involved in discounted bills. In such cases, banks are liable for some damages because bank employees are involved in job-related crimes or irregularities and are often found guilty of faulty bank management by the court. Typical Case Introduction January 21, 2007, A coal transportation company due to coal