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教育储蓄 教育储蓄是国家为了鼓励城乡居民积累教育资金,促进教育事业发展而推出的一项储蓄种类。教育储蓄最大的特点之一是国家规定免征利息税,单此一项,教育储蓄的实得利息收益就比其他同档次储种高20％以上。同时,教育储蓄还可以享受利率优惠,一年期、三年期教育储蓄按开户日同期同档次整存整取定期储蓄存款利率计息,六年按开户
Education savings Education savings is a kind of savings introduced by the state in order to encourage urban and rural residents to accumulate educational funds and promote the development of education. One of the greatest characteristics of education savings is that the state rules exempt from interest tax. On the other hand, the real interest income of education savings is over 20% higher than that of other stocks of the same grade. At the same time, education savings can also enjoy the interest rate concessions, one-year, three-year education savings by the same account opening date with the same grade deposit interest rate deposit interest rates, six-year account