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近年来,如何有效地解决中低收入家庭的住房难题,加快廉租房制度建设,完善住房保障体系已成为国家和政府及广大百姓非常关注的热点问题。温家宝总理2007年3月5日在十届全国人大五次会议政府工作报告中特别指出,政府要加大财税等政策支持,建立健全廉租房制度。在2007年两会期间有关廉租房制度建设等相关问题也倍受委员们的关注,提出了许多积极的建设性建议。这些举动表明了中央政府调控房地产市场、建立和完善住房保障体系的决心,而在廉租房制度建设过程中资金是一个非常重要的制约因素,因此研究廉租房的融资问题对于切实解决廉租房制度建设问题具有非常重要的现实意义。本文首先分析了我国廉租房制度建设的发展现状及存在的主要问题,介绍了我国香港地区廉租房制度建设及廉租房融资的成功经验,在此基础上提出了我国廉租房制度建设及拓宽廉租房融资渠道的建议。
In recent years, how to effectively solve the housing problems of low and medium-income families, speed up the construction of low-rent housing systems and improve the housing security system have become the hot issues of great concern to the government and the general public. Premier Wen Jiabao pointed out in his government work report on the Fifth Session of the Tenth National People’s Congress on March 5, 2007 that the government should increase policy support such as fiscal and taxation and establish and improve a system of low-rent housing. During the period between the two sessions in 2007, the relevant issues concerning the construction of low-rent housing system were also greatly concerned by members and many positive constructive suggestions were made. These actions show the determination of the central government in regulating and controlling the real estate market and establishing and perfecting the housing security system. In the process of building a low-rent housing system, capital is a very important constraint. Therefore, research on the financing of low-rent housing is of great significance to the practical solution of low- Housing system construction has very important practical significance. This paper first analyzes the current situation and existing problems of the construction of low-rent housing system in our country, introduces the successful experience of the construction of low-rent housing system and the financing of low-rent housing in Hong Kong, and puts forward the construction of low-rent housing system in our country And broaden the financing channels for low-cost housing recommendations.