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为进一步做好小微企业金融服务,着力解决小微企业倒贷(借助外部高成本搭桥资金续借贷款)问题,降低小微企业融资成本,推动小微企业健康发展,现就完善和创新小微企业贷款服务有关事项通知如下:一、合理确定小微企业流动资金贷款期限。银行业金融机构应当根据小微企业生产经营特点、规模、周期和风险状况等因素,合理设定小微企业流
In order to further improve the financial services for small and micro enterprises, make efforts to solve the problem of lending back loans to small and micro enterprises (to renew loans with high external costs), reduce the financing costs of small and micro enterprises and promote the healthy development of small and micro enterprises, we will improve and innovate Micro-enterprise loan services related matters as follows: First, a reasonable determination of small micro-enterprise working capital loan period. A banking financial institution shall, based on such factors as the characteristics of production and operation of small and micro-enterprises, their scale, period and risk status, rationally set small and micro enterprise flows