《物权法》首次用法律形式确立了浮动抵押制度,这是对我国传统抵押担保制度的重大突破,必将大大拓宽企业融资的渠道,增强企业担保能力。但这种新型担保方式也给农发行贷款管理带来较大影响。如何正确 For the first time, the Property Law establishes the floating mortgage system in the form of law. This is a major breakthrough in China’s traditional mortgage guarantee system and will surely greatly broaden the channels for corporate financing and enhance the guarantee capability of enterprises. However, this new guarantee also brings a big impact on the management of loans issued by the Agricultural Development Bank. How to correct