2000年9月21日,人民银行宣布对外币利率管理体制进行根本改革:放开外币贷款利率,利率由银行与客户直接商定;对于300万美元及等值外汇以下的存款,其利率由中国银行业公会统一制定,300万美元及等值外汇以上的大额存款,其利率水平由金融机构与客户商定。外币利率管理体制的改革,使广东省外汇存贷款市场发生了一些显著的变化。一是外币存款 On September 21, 2000, the People’s Bank of China announced a fundamental reform of its foreign currency interest rate management system: liberalizing foreign currency lending rates at a rate directly agreed between banks and customers; for deposits of up to US $ 3 million and equivalent foreign exchange, Industry Association unified development, 3 million US dollars and the equivalent of large deposits of foreign exchange, the interest rate level by the financial institutions and customers agreed. The reform of foreign currency interest rate management system has made some significant changes in the foreign exchange deposit and loan market in Guangdong Province. First, foreign currency deposits