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2007年2月,美国第二大次贷机构新世纪金融(New Century Financial Corporation)宣布,2006年第四季度业绩将出现亏损,美国次贷危机浮出水面。在随后的一年多时间里,次贷风险全面暴露,住房抵押贷款公司濒临破产,对冲基金被迫清盘,投资银行宣布亏损,商业银行和保险机构也遭受了重大损失,全球股市应声下跌??次贷引发的信用风险最终演变成一场全球性金融危机,对中国经济乃至全球经济都产生了深远影响。
In February 2007, New Century Financial Corporation, the second largest U.S. subprime lender, announced that fourth quarter 2006 results will be a loss and the subprime mortgage crisis in the United States will surface. In the ensuing more than a year, the subprime mortgage market was exposed in full swing. The mortgage lenders were on the brink of bankruptcy. Hedge funds were forced to liquidate. Investment banks announced losses. Commercial banks and insurance companies also suffered heavy losses. Global stock markets snapped down. The credit risk triggered by subprime loans eventually evolved into a global financial crisis that had a profound impact on China’s economy and even the global economy.