信用担保业在我国是一个新兴的行业,从近几年的发展来看对解决中小企业融资担保难,扶持中小企业,促进经济发展起到很好作用。金融危机过后,随着中国经济的转型,中小企业的发展显得至关重要,然而,中小企业要发展,资金成了紧箍咒。在此情况下,信用担保公司如雨后春笋般的出现,部分的解决了中小企业的资金问题。 Credit guarantee industry is an emerging industry in our country. From the development of recent years, it has played a very good role in solving the financing difficulties of SMEs, supporting small and medium-sized enterprises and promoting economic development. After the financial crisis, with the transformation of China’s economy, the development of SMEs is of crucial importance. However, as SMEs develop and funds become a compulsion. Under such circumstances, credit guarantee companies have mushroomed, partly solving the funding problems of small and medium-sized enterprises.