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现状机构:海南省有9家(人保、太保、平安、阳光、大地、天安、民安、安邦、国寿)开展海上保险业务的保险公司。今年1月,非营利性社会团体——省渔业互保协会成立,从事政策性渔业保险。经营状况:分为三大类。传统海上保险。包括:货运险、船舶险、船东责任保险、海上旅客人身意外伤害险;渔业保险。包括:渔船保险、渔民海上人身意外伤害保险、水产养殖保险。前两项属于政策性补贴农业保险。个别保险公司为渔船办理非政策性保险;新兴险种。包括:海上石油勘探开发保险,游艇(艇体)保险,海上平台公众责任险。省保险公司仍以传统险种为主,但海上石油勘探开发保险发展迅速。少数保险公司(如平安)近两年开始从事游艇保险业务,但只能借用国外保险条款。
Status quo institutions: Hainan Province, 9 (PICC, CPIC, peace, sunshine, earth, Cheonan, Min An, Ampang, China Life) to carry out marine insurance business insurance company. In January this year, the non-profit social organization - Provincial Fisheries Mutual Insurance Association was set up to engage in policy-based fishery insurance. Operating conditions: divided into three categories. Traditional marine insurance. Including: cargo insurance, ship insurance, shipowner liability insurance, sea passenger personal injury insurance; fisheries insurance. Including: fishing boat insurance, fishermen marine personal accident insurance, aquaculture insurance. The first two belong to the policy of subsidized agricultural insurance. Individual insurance companies handle non-policy insurance for fishing vessels; emerging insurance. Including: offshore oil exploration and development insurance, yacht (hull) insurance, offshore platform public liability insurance. Provincial insurance companies are still based on traditional insurance, but the rapid development of offshore oil exploration and development insurance. A few insurance companies (eg, Ping An) started to engage in yacht insurance business in the recent two years, but only borrowed foreign insurance terms.