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农业保险在保障农业生产过程中发挥着重要,由于农业生产的特殊性,政策性农业保险显得尤为重要。广东省雷州市作为全省主要粮食基地,稳定水稻生产,保障国家粮食安全具有重要的战略意义。本文通过对雷州市政策性水稻种植保险的现状进行分析,指出其保险范围不合理,农户认知度、满意度低,宣传工作不到位,保险公司负担大、展业难的问题,为当地政策性水稻种植保险未来进一步发展提出建议。
Agricultural insurance plays an important role in guaranteeing agricultural production. Due to the particularity of agricultural production, policy-oriented agricultural insurance is particularly important. Leizhou, Guangdong Province, as the main grain base in the province, has important strategic significance in stabilizing rice production and ensuring national food security. This paper analyzes the status quo of policy-oriented rice planting insurance in Leizhou City, and points out that the insurance coverage is unreasonable, the awareness of farmers is low, the satisfaction is low, the propaganda work is not in place, the burden of insurance companies is large and the exhibition industry is difficult. Suggestions on the future development of rice crop insurance in the future.