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高中生投资理财课题尚属研究空白。本文作者用调查问卷的形式调查了天津市500名高中生投资理财情况。结果发现:20%受访同学有超过5000元的年储蓄额,61%以上同学有超过1000元的年储蓄额,平均年储蓄额为2963元/人。天津高中生储蓄需求为4.9778亿元,全国高中生(不含港澳台)储蓄需求约为150亿元。高中生群体不仅具备一定的资金实力,而且有了理财的意愿。结合问卷中挖掘出的天津市高中生储蓄、理财和消费方面的特点以及当前金融业竞争及创新需求,提出了一些针对高中生投资理财建议。
High school students investment banking is still a research topic. The author investigated the investment and wealth management of 500 high school students in Tianjin in the form of questionnaires. The results showed that: 20% of the surveyed students have more than 5,000 yuan in annual savings, 61% of students have more than 1,000 yuan in annual savings, the average annual savings of 2963 yuan / person. Tianjin high school students demand for savings 4.9778 trillion yuan, the national high school students (excluding Hong Kong, Maucao, Taiwan) savings of about 15 billion yuan. High school students not only have a certain amount of financial strength, but also with the financial management will. Combined with the characteristics of savings, wealth management and consumption of senior high school students in Tianjin, and the current financial industry competition and innovation needs, this paper put forward some advice on high school students’ investment and wealth management.