波及全球的次贷危机暴露了美国在金融系统风险监管上存在的巨大漏洞,也为世界各国提出了金融监管的新课题。在对各国面对新的金融危机所表现出来的新的趋势分析的基础上,针对我国金融监管制度暴露出的不足之处,主要借鉴美国的金融监管体制及其应对次贷危机的金融监管举措,对我国金融监管体制改革提出了若干建议。 The worldwide subprime mortgage crisis has exposed the huge loopholes in the U.S. regulatory oversight of the financial system and raised new topics for financial regulation in all countries in the world. On the basis of analyzing the new trend of all the countries facing the new financial crisis and pointing out the shortcomings exposed in our country’s financial supervision system, we mainly use the financial supervision system of the United States and its financial regulatory measures to cope with the subprime mortgage crisis , Made a number of suggestions on the reform of China’s financial regulatory system.