对于每个中年家庭来讲,虽然经过多年的打拼在经济上有了一定的积蓄,但在家庭支出方面压力也不小。孩子基本都在初中或高中阶段,孩子的择校费、补课费是笔不小的开支,几年之后进入大学学习,费用支出又将是家庭支出的重中之重;中年家庭一般都有了自己的住房,而且都承担着沉重的月供压力;而父母此时年纪已大,身体状况越来越差,未来的医疗费及养老费也是不小的刚性支出。 For each middle-aged family, although after some hard work for years, they have some financial savings, but they are not under pressure to spend on family affairs. Children are basically in the junior high school or high school stage, children’s school fees, make-up costs are not small expenses, a few years later to enter the university to study, the cost of spending in turn will be the most important family expenditure; middle-aged families generally have Their own housing, but also bear the heavy pressure of the month; and parents were old at this time, physical condition is getting worse, the future of medical expenses and pension costs are not small rigid expenditures.