当前各地专业银行开展金融租赁业务主要是信托公司和房地产信贷部。据笔者所知,个别金融部门计算每期应付银行租赁费的方法或不科学、或不正确。笔者认为,计算租赁费应本着借贷双方互不相亏、科学合理和符合实际情况的原则进行,为了说明问题,现举例讨论如下: 某企业向银行取得金融租赁贷款一笔,金额 At present, the specialized financial leasing businesses carried out by specialized banks all over the country are mainly trust companies and real estate credit departments. To the best of my knowledge, the method by which individual financial departments calculate the rental fee of each bank for each period is either unscientific or incorrect. In my opinion, the calculation of leasing fees should be based on the principle of mutually exclusive borrowing and lending, scientific and reasonable and in line with actual conditions. To illustrate the problem, the following is an example: An enterprise obtains a loan from a bank for a sum of money