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伴随着环境的恶化,环境危害的日趋严重,扩大环境责任主体范围成为应对环境危机的手段之一。1980年美国《综合环境反应、补偿与责任法》确立的严格连带责任,使作为贷款人的商业银行首次成为环境侵权责任的主体。当前,全面认识贷款人环境责任制度,有助于我国商业银行在积极谋求海外扩张,实施国际化战略的过程中做好应对环境责任风险的准备。
With the deterioration of the environment, the environmental hazards are becoming more and more serious. Expanding the scope of the main body of environmental liability has become one of the means to deal with the environmental crisis. The strict joint and several liability established by the United States in “Comprehensive Environmental Response, Compensation and Liability Law” in 1980 made the commercial bank as the lender the body of environmental tort liability for the first time. At present, a comprehensive understanding of the environmental responsibility system for lenders will help our commercial banks prepare for the risk of environmental liabilities in the process of actively seeking overseas expansion and implementing the internationalization strategy.