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发展补充医疗保险是当前我国医疗保险制度完善的重要环节,而其经营模式选择是影响其发展的核心问题。从我国情况分析,由社保机构与商业保险公司合作经营的模式应是发展补充医疗保险的合理选择。
The development of supplementary medical insurance is an important part of the current medical insurance system in our country, and its business model is the key issue that affects its development. From our country’s situation analysis, the mode of cooperative operation between social insurance agencies and commercial insurance companies should be a reasonable choice for developing supplementary medical insurance.