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提前收贷是银行为保证信贷资产的安全,维护金融业的稳健经营与发展而采取的一项必要手段,是银行管贷的一个有力法宝。那么,目前我国法律法规对银行提前收贷问题作出了哪些规定呢?一、1985年2月28日国务院发布的《借款合同条例》第十五条中规定,借款方不按合同规定的用途使用借款,贷款方有权提前收回部分或全部贷款。
Early loan collection and lending is a necessary measure taken by banks to ensure the safety of credit assets and maintain the sound operation and development of the financial industry, and is a powerful weapon for bank loans. So, at present, our laws and regulations of the bank early loan collection made what provisions? First, February 28, 1985 the State Council issued the “Regulations of the loan contract” in Article XV, the borrower does not use the provisions of the contract Loan, the lender has the right to recover part or all of the loan in advance.