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随着我国农村金融体制改革的深入进行，农村信用社长期积聚的金融风险逐步地暴露，而由低质量贷款占比居高不下形成的信贷风险尤为突出，其已严重地束缚了农信社的改革与发展。如何提高信贷资产质量，防范和化解金融风险已成为目前各级信合管理部门和农信社工作的重心。一、信?
With the further reform of the rural financial system in our country, the long-term accumulation of rural credit cooperatives has gradually exposed the financial risks. The credit risk caused by the high proportion of low-quality loans is particularly prominent. It has severely constrained the RCCs’ Reform and development. How to improve the quality of credit assets and prevent and resolve financial risks has become the focus of the work of the credit cooperatives and credit cooperatives at all levels at present. First, the letter?