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金融的不断发展以及金融危机的影响让一些实体性的经济资金需求量得到提升,当前的经济资金没能够有效的满足企业的发展需要,尤其是小微企业。小微企业在当前情况下存在的困难主要是银行贷款的配给政策不协调,信息的不对称性等等,这些都增加了小微企业融资困难。小微企业要如何借助互联网金融的发展,创新自己的生存途径已经成为当前需要迫切解决的重点问题。基于此点,本文对互联网金融时代小微企业创新发展途径研究。
The continuous development of finance and the impact of the financial crisis have raised the demand for some substantive economic funds. The current economic funds have not been able to effectively meet the development needs of enterprises, especially small and micro enterprises. The existing difficulties of small and micro enterprises are mainly the uncoordinated rationing policies of bank loans, the asymmetry of information, etc., which increase the financing difficulty of small and micro enterprises. How to make use of the development of Internet finance for small and micro enterprises to innovate their own ways of existence has become a key issue urgently needed to be solved. Based on this point, this paper studies the ways of innovation and development of small and micro enterprises in Internet finance era.