当前是国内外经济金融形势复杂多变时期,全球经济复苏的波动,金融机构的发展变化莫测。金融作为经济主体的核心,金融企业的风险直接影响到市场经济体系的脉动。全球金融格局动荡势必导致金融领域的竞争加剧,风险程度也相应达到最高,但是没有风险就没有金融活动,系统性金融风险和全局性金融风险是长期存在的,同时个别性金融风险或局部性金融风险也时常存在激发的可能性,甚至无法化解。因此,想要完全避免金融风险基本上是一项无法完成的任务。 At present, the economic and financial situation both at home and abroad is in a period of complicated and changeable times. The global economic recovery has fluctuated and the development of financial institutions has been unpredictable. As the core of economic subject, the risk of financial enterprises directly affects the pulse of the market economy. The global financial turmoil will inevitably lead to intensified competition in the financial sector and a corresponding high degree of risk. However, without risk, there will be no financial activities, and systemic financial risks and global financial risks will persist. Meanwhile, individual financial risks or localized financial Risk is also often the possibility of excitation, or even unable to resolve. Therefore, to completely avoid financial risks is basically an impossible task.