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随着保险市场的规范和成熟,保险业的社会地位和影响日趋显现,其职能作用已渗透到社会经济各层面,面对新形势、新要求、新任务,如何强化引导保险公司依法合规经营,将是保险监管部门亟待解决的现实问题。结合<保险机构案件责任追究指导意见>制定实施的背景、意义及执行中存在的突出问题,在分析产生原因的基础上,有针对性地提出改进建议,进而促进保险行业经营者讲责任、守规矩,充分发挥好保险的社会管理职能。
With the standardization and maturity of the insurance market, the social status and influence of the insurance industry is becoming more and more obvious. Its functions and functions have permeated all levels of the society and economy. In the face of the new situation, new requirements and new tasks, how can the insurance industry be guided and regulated by law? , Will be the real problem to be solved urgently by the insurance regulatory department. Combining with the background and significance of the formulation and implementation of the Guidance Opinion on Liability Cases of Insurance Institutions and the outstanding problems existing in the implementation, based on the analysis of the causes, this paper puts forward suggestions for improvement in a targeted manner so as to promote the insurance industry operators’ Rules, give full play to the insurance social management functions.