一、湘西民族地区保险市场发展的环境概况湘西土家族苗族自治州 (以下简称自治州 ) ,位于湖南省西北部 ,下辖 7县 1市 ,土地面积 15 42 6平方公里 ,以山地为主 ,山、岗、丘、平原等多种地貌类型并存 ,属亚热带山地季风湿润气候区 ,具有夏季偏凉 ,无高温热害 ,冬季偏暖 ,“暖区 I. Environment Overview of Xiangxi Tujia and Miao Autonomous Prefecture (hereinafter referred to as Autonomous Prefecture) Located in the northwest of Hunan Province, it has 7 counties and 1 city under the jurisdiction of Xiangxi Prefecture. Its land area is 15,426 square kilometers and is dominated by mountains. Hill, mounds, plains and other types of topography co-exist, is a subtropical monsoon humid monsoon climate zone, with a cool summer, no high-temperature thermal damage, warm in winter, "warm area