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农村金融是农村经济的核心,但长期以来,我国对农村金融合作制的基本原则认识不清,对农村金融机构的法律地位定位模糊,导致农村信用社及有关组织严重异化甚至背离了其本质属性。从法律视角对农村信用社、农村商业银行及省级农信联社进行探讨,对我国农村金融机构的法律地位进行分析,进而对我国农村金融立法进行展望,这对促进我国农村金融机构的良性运营具有非常重要的意义。
Rural finance is the core of rural economy. However, for a long time, China’s understanding of the basic principles of rural financial cooperation system has blurred the legal status of rural financial institutions. As a result, rural credit cooperatives and related organizations have seriously alienated or even departed from their essential attributes . From the perspective of law, this paper discusses rural credit cooperatives, rural commercial banks and provincial agricultural credit unions, analyzes the legal status of rural financial institutions in our country, and then looks forward to the rural financial legislation in our country. This is of great importance to promoting the soundness of rural financial institutions in our country Operation has a very important meaning.