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在伊斯兰律法中将高利贷定为非法的借贷关系,禁止人们参与、经营和运作。伊斯兰虽然禁止高利贷,但提倡和鼓励合法的借贷,即“善贷”。这是一种非常独特的制度,它不仅有效地遏制了高利贷的蔓延,还促进了经济的健康运行和增进了人与人之间的情感。在伊斯兰社会中,善贷是与现实社会联系非常紧密的一项内容。自全球金融危机以来,世界经济整体呈现疲软趋势,然而伊斯兰的一些金融制度和理念受到广泛的关注和研究,其中善贷理念对于建立正常的金融秩序,确保市场主体的合法权益,促进经济良性发展具有一定的现实意义。
In the law of Islamic law, the usury is set as an illegal lending relationship, and people are not allowed to participate, operate and operate. Although banning usury, Islam advocates and encourages lawful borrowing, that is, “good loans.” This is a very unique system that has not only effectively contained the spread of usurious loans, but also promoted the healthy operation of the economy and the promotion of interpersonal feelings. In Islamic society, good loans are a very close part of the real society. Since the global financial crisis, the global economy as a whole has shown a weak trend. However, some Islamic financial systems and concepts have received widespread attention and research. Among them, the concept of good loans plays an important role in establishing a normal financial order, ensuring the legitimate rights and interests of market players and promoting sound economic development Has a certain practical significance.