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堪忧的财务公司 中国财务公司从1987年第一家财务公司成立起,经过十几年的发展,行业发展已经初具规模,有了一些在金融界可以说得上话的领头羊。但是与同时起步的证券业、保险业相比,差距是越来越大,发展速度、赢利能力并不理想,除了几家背靠大集团产业的财务公司外,大多发展缓慢,业务单一,主要是在集团内部进行资金管理,收取存贷利差。严格说来,大多数财务公司名不符实,业务单纯得象是集团公司管理财务的一个部门,或是集团下属的普通子公司。这种状况令人堪忧。
Worrying Finance Company China Finance Company Since the establishment of the first financial company in 1987, after more than a decade of development, the development of the industry has begun to take shape with some leaders who can speak for themselves in the financial industry. However, compared with the securities and insurance sectors that started at the same time, the gap is getting bigger and bigger. The pace of development and profitability are not ideal. Apart from several financial companies backed by large conglomerates, most of them are slow to develop, their businesses are single, and their major Is within the group for fund management, charge deposit and loan interest spreads. Strictly speaking, most financial companies are untrue and their business simply seems to be a division of a group company managing finances or a common subsidiary of a group. This situation is worrying.