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2002年11月上旬,我们对江苏省宿迁市和安徽省阜阳市农村信用社支农工作做了较全面的调查。近年来,当地农村信用社在积极为发展农业和农村经济、增加农民收入提供金融支持和服务的同时,促进了自身业务发展。但由于社会、经济环境和工作基础及工作力度的差别,信贷支农工作仍表现出较大的不平衡性。农村信用社如何在支持农村经济持续健康发展中,实现自身经营效益的提高,是当前亟待解决的一个问题。 基本情况 (一)农村信用社农贷投入逐年增加,成为“三农”资金供应的主渠道。2000年——2002年10月,宿迁市农村信用社当期累计投放农贷分别为10.8、23.1、18.8亿元,占全市新增农贷的83％、92％、93％;阜阳市农村信用社当期累计投放农贷分别为1.8、5.6、6.7亿元,占全市新增农贷均在90％以上。
In early November 2002, we conducted a more comprehensive survey of the agriculture-supported work of rural credit cooperatives in Suqian City, Jiangsu Province and Fuyang City, Anhui Province. In recent years, the local rural credit cooperatives have promoted their own business development while actively providing financial support and services for the development of agriculture and rural economy and increasing the incomes of farmers. However, owing to the differences in social and economic environment, working foundation and intensity of work, the credit supportive agriculture still shows a great imbalance. How rural credit cooperatives can support the sustained and healthy development of rural economy and realize the improvement of their own operating efficiency is an urgent problem to be solved. Basic Information (I) Rural credit cooperatives have gradually increased their input in agricultural loans and become the main channel for the supply of funds for agriculture, rural areas and farmers. 2000 - October 2002, Suqian City Rural Credit Cooperatives total current agricultural loans were 10.8,23.1188 billion yuan, accounting for the city’s new agricultural loans 83%, 92%, 93%; Fuyang Rural Credit Cooperatives The total amount of agricultural loans in current period was respectively RMB185,667 million, accounting for more than 90% of the new agricultural loans in the city.