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保险企业的经营效益包括两个方面:一是指社会效益,即保险企业通过组织经济补偿,能够有效地促进社会再生产的顺利进行,能够充分地为人民群众提供高层次的保障服务,从而起到“精巧的社会稳定器”的作用.二是指经济效益,要求保险企业以最少的劳动耗费和合理的赔付支出,为国家创造更多的税收,同时为企业自身创造更多的资金积累和利润.本文仅就如何增强保险企业自身经济效益问题,作一些初步探讨.一、创最佳经济效益,是社会主义市场经济体制下加快“人保”发展步伐的必然要求
The operational benefits of insurance enterprises include two aspects. One is social benefits. That is, insurance enterprises can effectively promote social reproduction by organizing economic compensation and can fully provide high-level support services to the public so as to achieve Second, refers to the economic benefits, requiring insurance companies to minimize labor costs and reasonable payment of expenses, to create more tax revenue for the country, while creating more business for their own capital accumulation and profits This article only makes some preliminary discussions on how to enhance the economic benefits of insurance enterprises.First, to create the best economic benefits is an inevitable requirement for speeding up the development of “PICC” under the socialist market economic system