论文部分内容阅读
为遏制机动车快速的增长,自今年起,北京开始实行车辆限购政策。然而,居民的购车意愿并未因车辆限购而有丝毫减退,截止2011年5月8日,北京已有54万余人申请购车指标,中签率已达31:1。然而,酒驾撞车、连环追尾、超载运输等各类交通事故报道时常见诸于各大媒体,惨剧发人深思。为防范因车祸造成的财产损失,投保机动车商业保险已成为有车一族的必备之选,但在保险合同履行过程中,投保人与被保险人又时常忽视自身权责,导致由此引发的车损理赔纠纷呈大幅增长的态势。据北京市海淀区法院统计,截止今年5月
In order to curb the rapid growth of motor vehicles, Beijing has been implementing a car purchase restriction policy since this year. However, residents’ willingness to buy a car did not diminish due to vehicle purchase. As of May 8, 2011, more than 540,000 people have applied for a car purchase index in Beijing. The success rate for winning a car has reached 31: 1. However, drunk driving crashes, chain rear-end, overload transport and other types of traffic accidents are often reported in major media, the tragedy thought-provoking. In order to prevent the loss of property caused by a car accident, the commercial insurance of motor vehicle insurance has become an essential choice for car owners. However, during the performance of insurance contracts, the insured and the insured often neglect their own rights and responsibilities, The loss of the dispute claims a substantial growth trend. According to Beijing Haidian District Court statistics, as of May this year