首要的是建立信用控制制度。较大的企业应当设立独立的信用部门或信用岗,由经营部门和财务部门共管,互相牵制。对客户提供信用要按额度的大小进行层层审核批准。比如,额度可以划分为1万元以下、1-5万元、5-10万元、10万元以上等几个档次,核准的级别也可相应建立四个层次,即:业务员、销售科长、经营厂长、厂长。当然,额度和核准级别也要随客观情况的变化而作相应的调整,但一定要将其量化,职责、权限也要分明,以使本企业各部门 The first is to establish a credit control system. Larger enterprises should set up independent credit departments or credit posts, which are jointly controlled by the operating departments and the financial departments and mutually restrained. To provide credit to customers according to the size of the level of review and approval. For example, the amount can be divided into 10,000 yuan, 1-5 million, 5-10 million, more than 100,000 yuan and several other grades, the approved level can also be set up corresponding to four levels, namely: clerk, sales division Long, operating director, director. Of course, the amount and level of approval also need to be adjusted accordingly with changes in the objective circumstances, but it must be quantified, responsibilities, authorities should be clear, so that the various departments of the enterprise