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随着社会的发展和人口老龄化的到来,当前我国农村养老保险的发展趋于停滞。造成这种现象的原因主要源于思想上的偏差;在由家庭养老向社会养老体制转化的过程中,还存在着养老保险保费收缴难、管理水平低、保障不足和基金的保值增值难度大等问题。在明确在我国建立农村养老保险的必要性和紧迫性的基础上,笔者提出应积极筹集农村养老保险基金、加强农村养老保险的管理和检查监督、解决特殊对象老有所养的问题、保证农村社会养老保险基金的保值增值、明确农村社会养老保险的法律地位等完善我国农村养老保险制度的措施。
With the development of society and the aging of the population, the current development of rural endowment insurance in our country tends to stagnate. The reasons for this phenomenon are mainly due to the ideological deviation; in the process of transition from family pension to social pension system, there are still difficulties in collection of premiums, low level of management, insufficiency of protection and difficulty in maintaining and increasing the value of the fund problem. On the basis of clarifying the necessity and urgency of establishing rural endowment insurance in our country, the author puts forward that we should actively raise rural endowment insurance funds, strengthen the management and inspection supervision of rural endowment insurance, solve the problem of special old-age dependents, and ensure rural areas Social pension insurance funds to increase their value, a clear rural social endowment insurance legal status to improve China’s rural endowment insurance system measures.