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我国数量庞大的中小企业抵御风险的能力较低,关键人物的不测很可能引发严重的财务危机和信用危机,甚至使企业毁于一旦。作为保险企业营业中断风险的寿险产品,关键人物保险将为中小企业撑起一把保护伞。
The large number of small and medium-sized enterprises in our country have a relatively low ability to resist risks. The unpredictability of key individuals is likely to cause serious financial and credit crises and even ruin the enterprises. As a life insurance product with risks of business interruption in insurance business, the key character insurance will hold an umbrella for SMEs.