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【背景材料】为了进一步完善城乡居民医疗保障制度,健全多层次医疗保障体系,有效提高重特大疾病保障水平,2012年8月30日,国家发展和改革委员会、卫生部、财政部、人力资源和社会保障部、民政部、保险监督管理委员会正式对外公布了《关于开展城乡居民大病保险工作的指导意见》(以下简称《指导意见》)。城乡居民大病保险,是基本医疗保障制度的拓展和延伸,是对基本医疗保障的有益补充,是减轻人民群众大病医疗费用负担,解决因病致贫、因病返
【Background】 In order to further improve the medical insurance system for urban and rural residents, improve the multi-level medical security system and effectively raise the level of major and minor diseases, on August 30, 2012, the National Development and Reform Commission, the Ministry of Health, the Ministry of Finance, the Human Resources and The Ministry of Social Security, the Ministry of Civil Affairs and the Insurance Regulatory Commission formally announced the Guiding Opinions on Carrying Out the Accident Insurance for Urban and Rural Residents (hereinafter referred to as the Guiding Opinions). The urban and rural residents’ illness insurance is the expansion and extension of the basic medical insurance system, which is a useful supplement to the basic medical insurance, the burden of medical expenses for alleviating the people’s serious illness, and the solution to the problems caused by illness and poverty