与银行相比,典当行借款最突出的优势就是方便快捷.目前,典当行的经营范围已经越来越大,品种也不断推陈出新,像现在比较常见的汽车、房产、有价证券,都是典当行经营的项目.“,”In (he old days, poor people often went to the pawnshop to pawn some properties for money. As a result, in our memory pawnshops were always associated with poverty. When the PRC was founded in 1949, the government closed all pawnshops. Recently, however, they have reappeared and taken on new practices which are different from the previous ones. The new pawnshops have evolved into useful supplements to banks. For example, when people have an urgent need for money which cannot be borrowed from the banks in time, they can pawn some properties to get the money. A few months later, people can redeem the collateral by paying some handling charge. The business scope in the pawnshops is very broad now, and people can pawn their jewelries, watches, cameras, etc. They can also pawn some very valuable objects such as cars, houses or securities. If the pawned properties were overdue, the pawnbrokers will sell them off. It is unnecessary to worry whether the properties can be sold because those goods are generally regarded as high-quality and low-price. It is certain that the pawnbrokerage will go well if conducted properly.