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文章基于对两个开发区150家小微科技型企业生存状态及融资情况进行的问卷调查、电话沟通和实地走访,分析了科技型小微企业初创期生存状态,发现大部分科技型小微企业研发资金投入维系困难,企业运营维持在低效率水平,但大部分科技型小微企业对融资持拒绝态度,并进一步分析了造成这种生存状态的原因,如金融意识不够、自身的财务状况比较混乱、股权结构差、对知识产权估值过高等,并提出了科技型小微企业融资路径选择:寻求商业银行小微企业贷款、寻求小额贷款公司的资金支持以及风险投资、基于互联网的众筹融资等。
Based on questionnaires, telephone communication and field visits on the living conditions and financing of 150 small and micro scientific and technological enterprises in two development zones, this paper analyzes the survival status of science and technology small and micro enterprises in the initial stage and finds that most of the small and micro technology enterprises However, most of the technology-based small and micro enterprises rejected the attitude of financing, and further analyzed the reasons for the existence of such living conditions, such as lack of financial awareness and comparison of their own financial status Chaos, poor ownership structure and overvaluation of intellectual property, etc., and proposed financing options for S & T-based small and micro enterprises: Seeking loans from small and micro-enterprises of commercial banks, seeking financial support from small-loan companies, and venture capital, Internet-based public Financing and so on.