近年来县域金融日渐引发人们的关注,在推动县域经济繁荣发展的同时,县域金融的风险也在不断积聚。现行中央统一领导下的分业监管体制对县域金融的管理存在诸多缺陷。对此,本文以中央和地方分享对县域金融的监管权为视角,以期构建对县域金融行之有效的分层监管体制。 In recent years, county finance has aroused people’s attention. While promoting the prosperity and development of county economy, the risk of county finance is also accumulating. The current decentralized regulatory system under the unified leadership of the Central Government has many defects in the management of county finance. In this regard, this article from the perspective of the central and local governments share the right to supervise the county finance, with a view to building an effective hierarchical supervision system for county finance.