信用的一般意义就是指借贷行为,战国中期以后,高利贷成为我国古代信用的主要形式之一。《管子》作为战国中期出现的一部经济巨著,书中对私营高利贷取利的正当性、取利方式及管理规范等问题进行了深入的思考和探索,并形成了独具特色的思想体系,代表了先秦信用思想的最高成就。 The general meaning of credit refers to the act of borrowing. After the mid-Warring States period, usury became one of the major forms of credit in ancient China. As an economic monograph appearing in the middle period of the Warring States Period, Guan Zi made in-depth thinking and exploration on such issues as the legitimacy of taking profits from private usurious loan, the ways of taking profits, and management practices, and formed a unique ideological system. Represents the highest achievements of pre-Qin credit ideas.