中小企业融资是长期存在且世界性的难题,但是在中国,问题似乎又不尽相同:一方面中小企业陷入资金困境,企盼资金,四处求告;另一方面,政府对此倍加关注,不断出台各种政策措施拓宽融资渠道,市场上的各路投资商手里握着大笔的闲散资金无处投放,慨叹好项目难找,市场又似乎并“不差钱”。那么, SME financing is a long-standing and worldwide problem. However, in China, the problems seem to be different: on the one hand, SMEs are caught in financial difficulties, they are looking forward to capital and asking for help everywhere. On the other hand, the government is paying more attention to it and issuing Species and policies to broaden the financing channels, investors in various markets in the hands of holding a lot of idle money nowhere to put, lamenting a good project hard to find, the market seems and “not bad money ”. Well,