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按揭是抵押贷款的一种特定形式,商品房按揭销售即指在商品房买卖过程中,购房者以即将购得的房屋产权作抵押,向有关银行的住房信贷部门取得贷款,以获得所需购房资金的活动。发展商品房按揭销售业务,给金融部门创造了较好的资产投资市场,从而提高资产质量,增加收益;给购房户提供相应
Mortgage is a specific form of mortgage loans, real estate mortgage sales refers to the sale of commercial housing in the process, the purchase of real estate to be acquired by the property rights as collateral to the relevant bank loans to obtain credit departments to obtain the required housing funds activity. The development of real estate mortgage sales business, to the financial sector to create a better asset investment market, thereby enhancing the quality of assets, increase revenue; to provide buyers with the corresponding