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一、保险法2012年下半年至2013年上半年,保险法学界主要围绕保险本质、保险功能、保险法的基本原则、保险合同诸论、保险弃权制度和比较法等主题等开展研究。此外,为正确审理保险合同纠纷案件,最高人民法院颁布的《关于适用〈中华人民共和国保险法〉若干问题的解释(二)》,成为保险法学及其审判实务研究的热点。(一)保险法总论有学者以法学分析为进路,对保险的本质和功能进行了研究。①对于保险本质,在归纳保险本质不同学说,区分保险与合同、保险与行为、保险与法律关系三个范畴后,认为保险法的核心在于构造保险人、投保人、被保险人乃至受益人之间的权利义务关系,采用法律关系说更为妥当。
I. Insurance Law In the second half of 2012 to the first half of 2013, the insurance jurisprudence industry mainly focused on the nature of insurance, basic functions of insurance function, insurance law, various insurance contracts, insurance disclaimer and comparative law. In addition, in order to properly handle disputes over insurance contracts, Supreme People’s Court promulgated the “Interpretation on Several Issues Concerning the Application of the Insurance Law of the People’s Republic of China (II)”, which has become a hot spot in the study of insurance jurisprudence and its judicial practice. (A) General Insurance Law Some scholars take the legal analysis as the road to study the nature and function of insurance. ①To the essence of insurance, after summarizing different theories of insurance essence, distinguishing insurance and contract, insurance and behavior, insurance and legal relationship, it is considered that the core of insurance law lies in constructing insurance policy, policyholder, insured and even beneficiaries The rights and obligations, the legal relationship that more appropriate.