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农信机构不良贷款“攻防之道”在于,一方面应有市场化、多元化、综合化的处置方案,降低不良贷款存量;另一方面,必须坚守支农支小的市场定位,做好全面风险管理,从根源上遏制不良贷款产生近日,银监会发布的2016年二季度主要监管数据显示,银行业信贷资产质量总体可控。2016年二季度末,商业银行不良贷款余额14373亿元,较上季度末增加452亿元,不良贷款率1.75%,与上季度末持平。这是自2013年二季度开始,不良贷款率连续11个季度上升以来的首次持平。信贷资产质量总体可控,是商业银行不良资
Non-performing loans of rural credit cooperatives “Offensive and defensive way ” is that on the one hand, there should be a market-oriented, diversified and comprehensive solution to reduce the stock of non-performing loans; on the other hand, we must stick to the small market positioning of supporting agriculture and support Good overall risk management to curb the generation of non-performing loans from the root causes Recently, the major regulatory data released by the CBRC in the second quarter of 2016 shows that the quality of banking credit assets is generally manageable. As of the end of the second quarter of 2016, the balance of non-performing loans of commercial banks was 1,437.3 billion yuan, an increase of 45.2 billion yuan from the end of the previous quarter and the non-performing loan ratio was 1.75%, unchanged from the end of last quarter. This is the first time since the second quarter of 2013 that the non-performing loan ratio has risen for the 11 consecutive quarters. The overall quality of credit assets is controllable, which is non-performing loans of commercial banks