明清时期执中国商界牛耳的徽商造就了“无徽不成镇”的格局。但是,随着时代的变迁,此谚语所描述的现象与徽商的历史事实并不完全一致。清代道光以前,徽商处于兴盛时期,这时的徽商在江南各大市镇经济中占有主要地位,因此,“无徽不成镇”所描述的现象与徽商的实际情况相一致。然而,在近代,无论是在传统市镇,还是在一些新兴市镇,抑或在上海、汉口这样的大城市中,徽商都普遍衰落下去,徽商的角色发生了逆转,从昔日市镇经济力量的主角,退居为配角。此时期内,“无徽不成镇”谚语所描述的现象与徽商的历史事实之间有很大的差距。准确理解该谚语,对我们全面认识徽商尤其是处于近代转型时期的徽商有着积极的意义。 In the Ming and Qing Dynasties, the merchants holding the business reputation of the Chinese trade created the pattern of “no town without emblem”. However, with the changing times, the phenomenon described by this proverb is not exactly the same as the historical facts of the merchants. Before the dynasty of the Qing dynasty, the Huizhou merchants were in a flourishing period. At this time, the Huizhou merchants dominated the economy of the major towns in the southern part of the Yangtze River. Therefore, the phenomenon described in “no emblem without a town ” coincided with the actual situation of Huizhou merchants . However, in the modern era, the merchant traders generally declined in both traditional and emerging markets or in the big cities such as Shanghai and Hankou. The role of the merchants was reversed. From the old market economy The protagonist of power, relegated as a supporting role. During this period, there was a big gap between the phenomenon described in the proverb “There is no emblem and the town” and the historical facts of the merchants. To have a correct understanding of this proverb is of positive significance for us to fully understand the Huizhou merchants, especially the merchants in the modern transition period.