财务分析是人民银行财务管理工作的一项重内容,也是做好财务管理工作的关键所在,通过财务分析,可以了解掌握各项收支和整个财务预算的执行情况,发现管理工作中存在的问题。对加强预算管理,提高资金使用效率,服务领导决策,编制预算计划和提高财务管理水平具有积极作用。一、当前财务分析工作中存在的问题随着经济、金融体制改革的不断深入和人民银行职能转换,要求人民银行必须具有高素质的行员。但是,人民银行县支行这一级人员少、业务量大、业务核算电子化程度不高,会计人员仍处在繁重的日常业务核算中,很少有学习或接受培训的机会,人员素质不高,导致在会计财务分析工作中普遍存在着分析水平低、综合分析能力差,分析质量不 Financial analysis is the PBC financial management of a heavy content, but also the key to doing a good job of financial management, through financial analysis, you can understand the implementation of various revenues and expenditures and the entire financial budget, and found that the problems in management . It has a positive effect on strengthening budget management, improving the efficiency of capital utilization, serving decision-making of leaders, preparing budget plans and improving financial management. I. Existing Problems in Financial Analysis Work With the continuous deepening of economic and financial system reform and the transformation of the functions of the People’s Bank of China, the People’s Bank of China is required to have a high-quality personnel. However, the PBC branch at this level has a small number of personnel, a large amount of business, and a low degree of electronicization of business accounting. The accounting staff are still in the heavy daily business accounting and seldom have the opportunity to learn or receive training and the quality of personnel is not high , Leading to the prevalence of low level of analysis, poor comprehensive analysis ability, poor quality of analysis in the accounting financial analysis work