中共中央在《关于建立社会主义市场经济体制若干问题的决定》中指出:“建立多层次的社会保障体系对于深化企业和事业单位的改革,保持社会稳定,顺利建立社会主义市场经济体制具有重大意义。”同时指出:“发展商业性保险业,作为社会保险的补充。”中央的决定为建设具有中国特色的符合中国国情的社会养老保险制度指明 In its “Decision on Several Issues Concerning the Establishment of a Socialist Market Economic Structure,” the CPC Central Committee pointed out: “Establishing a multi-level social security system is of great significance to deepening the reform of enterprises and public institutions, maintaining social stability and successfully establishing a socialist market economic system . ”At the same time, he pointed out:“ The development of commercial insurance industry should be supplemented by social insurance. ”The decision of the central government indicates that a social pension insurance system with Chinese characteristics in line with China’s conditions should be established