抵御信贷风险的现实选择郭全志，赵德选，彭元松信贷风险是指贷款发放后不能收回的可能住。目前，信贷业务仍然是银行业务经营的主体。从近几年信贷资产的质量来看，信贷风险在逐年加大，“一逾两呆”贷款逐年上升，收息率降低，应收未收利息增加。信贷资产质量已成为制约... The realistic choice of resisting the credit risk Guo Quanzhi, Zhao Dexuan, Peng Yunsong Credit risk refers to the possible residence which can not be recovered after the loan is issued. At present, credit business is still the main body of banking business. Judging from the quality of credit assets in recent years, the credit risk has been increasing year by year. Loans for “one more than two deferred loans” have been increasing year by year. The interest rate of interest has been reduced and the interest receivable has been increased. Credit asset quality has become a constraint ...