截止到2001年6月底，河北省××县各三资企业国内外币贷款余额641.8万美元，其中逾期、呆滞贷款630.8万元，外币不良贷款率超过98%。调查分析表明，造成外币贷款质量低下的主要原因是：企业盲目设立，先天不足。前些年，地方政府为完成利用外资指标，对利用外资项目缺乏科学的 As of the end of June 2001, the balance of domestic and foreign currency loans of all foreign-funded enterprises in XX County of Hebei Province was US $ 6.418 million, of which the overdue and stagnant loans were 6.38 million yuan and the foreign currency non-performing loans exceeded 98%. Survey and analysis shows that the main reason for the low quality of foreign currency loans is that enterprises are blindly established and are inherently deficient. In previous years, the local government to complete the use of foreign investment targets, the lack of scientific use of foreign investment projects