物的担保与保证都是债务人对债权人所做的有关于债务履行的担保,其不同在于前者是针对特定物或权利所设定的担保,该特定物或权利是由债务人自己向债权人提供,也可以由第三人提供。相反,保证系以具有代为清偿能力的保证人的信用作为担保的一种方式。由于这种差别,在两者共存于同一债务的担保中其民事责任如何分担,存在诸多可待探讨的问题。 Warranties and guarantees of goods are the debtor’s guarantee of the performance of the debt with respect to the creditors except that the former is a guarantee provided for a particular thing or right provided by the debtor to the creditor itself and Can be provided by a third party. Instead, the guaranty is a way of guaranteeing the guarantor’s credit as a guarantor on behalf of the solvency. Because of this difference, there are many problems to be discussed in the civil liability of how to share the two in the guarantee of the same debt.